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Buyers FAQ's:
 
How can I check my credit rating before applying for a mortgage?

Your credit rating is based on a combined score generated from three credit bureaus who look at your credit history, amount of credit available, and recent inquiries to determine what’s called your FICO score. You can get your score or review your credit report by contacting the credit bureaus directly at:

Equifax, www.equifax.com

Experian, www.experian.com

TransUnion, www.transunion.com

What is title insurance? and do I really need it?
Basically, title insurance assures that you have clear title to the home you’re purchasing. A title search is the primary component of “due diligence,” a process that will be started either by your attorney, if you are using one, or by the title company you choose. The title search determines whether the seller actually owns the property and if there are any claims against it.
 
 
 
 

 

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